The following benefits are subject to a maximum benefit of $100 per occurrence: towing, jump starts, flat tire changes (using your inflated spare), delivery of any emergency supply of fuel, oil, fluid or coolant, lockout service (key cutting is not included). Any towing or emergency roadside service not initiated through the 24-hour toll free number at (800) 831-6870 is limited to a maximum benefit of $50 per occurrence, and valid receipts will be required for reimbursement.

In the event of a covered failure under this contract or the manufacturer's warranty, we will reimburse you for the expense actually incurred for the rental of substitute vehicle through a licensed rental agency during the repair. Reimbursement shall not exceed $40 per day for a maximum of 10 days or until your vehicle is repaired, whichever occurs first.

If a covered failure under this contract or the manufacturer's warranty causes your vehicle to become inoperable and you are required to remain overnight while repairs are completed more than 100 miles from your home, we will reimburse you for restaurant and hotel/motel expenses actually incurred during the period repairs are being made. The allowance for meals and lodging is $250 per day for a maximum of 3 days or the period of time that it took to repair your vehicle, whichever is less,not to exceed $750 for each covered repair visit. The date of the covered failure is considered the first day of the 3 day period.

The failure of a covered part because of a mechanical defect or faulty workmanship by the manufacturer which renders the covered part incapable of performing the function for which it was designed. It also includes the failure of a covered part due to gradual reduction in operating performance as a result of normal wear and tear. What is Not Covered: Any part not specifically listed as covered under the coverage you selected, including but not limited to any of the following parts: Glass, lenses, sealed beams, light bulbs, wheels covers, tires, interior trim, moldings, bright metal parts, sheet metal, flexible body parts, weather strips, upholstery, convertible and/or vinyl top, paint, catalytic converter, exhaust system, brake rotors and drums, spark/glow plugs, drive belts, brake pads, brake linings and shoes, manual clutch disc (automatically shifted manual transmission clutches are covered; What IS Covered: If a part or item is not listed above it is covered including but not limited to all mechanical, electrical and digital components and parts including labor.